Need an appraisal in San Angelo or Tom Green County?
See the top reasons TX homeowners need Elliott Appraisal:
Own a home in or near San Angelo, TX and need help determining the value of it?
At Elliott Appraisal, we understand the particular needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a regular consumer that probably doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Elliott Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Elliott Appraisal, we're qualified in helping clients just like you dismiss unnecessary PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Elliott Appraisal is your best weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be annoying from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Elliott Appraisal can provide you with a professional appraisal to help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Elliott Appraisal offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Elliott Appraisal can help with that too. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house. |